ExpenseEase is an expense-tracking and financial management application designed to help you easily track expenses, manage income, and plan your finances.

We fully understand the importance of privacy to you. This Privacy Policy aims to clearly explain how we collect, use, store, protect, and share your information when you use the ExpenseEase application (hereinafter referred to as "the Application" or "ExpenseEase").

Please read this Policy carefully to ensure you fully understand its content; if you do not agree to any terms, do not use ExpenseEase.

To provide the core services and functions of the Application, we may collect the following types of information:

Account Information: When you create an account, we may collect your mobile phone number for account management and login security.

Financial Transaction Data: Various transaction information you actively enter while using ExpenseEase, including:

Expense Details:

• Categories: Expense, Social Activities, Snacks, Transportation, Shopping, Communication, Healthcare, Food & Beverages, Housing, Travel, Education, Others, Entertainment;

• Amount: Specific amount of each expense;

• Date & Time: Time when the expense occurred;

• Remarks/Description: Text descriptions you add for the expense.

Income Details:

• Categories: Part-time Work, Salary, Investment, Bonuses, Income, Others;

• Amount: Specific amount of each income;

• Date & Time: Time when the income occurred;

• Remarks/Description: Text descriptions you add for the income.

Communication Information: Consultations, feedback, and other communication content you provide when contacting us via email (e.g., contact@vaishalisecuritiesltd.com) or in-app feedback channels.

We collect your information mainly for the following purposes:

• Provide and maintain services: Record, categorize, and summarize your expenses and income, generate reports, and support all expense-tracking and financial management functions in the Application;

• Improve and optimize the Application: Analyze usage data and crash reports to understand user needs, fix bugs, improve performance, and develop new features;

• Account management and security: Use your account information for login verification and account recovery to protect the account from unauthorized access;

• Customer support and communication: Respond to your inquiries, provide technical support, and send important service notifications (e.g., updates, maintenance information);

• Compliance with legal requirements: Comply with applicable laws, regulations, court orders, or other government requests.

We solemnly promise: We will never use your personal financial transaction data for advertising purposes nor sell it to any third party; your financial data is only used for expense-tracking and financial management within the Application.

Except for the following specific circumstances, we will not share your personal information with any third party:

• Share with third parties designated by you with your explicit consent;

• Share with partners who have confidentiality obligations (e.g., server hosting service providers) as necessary to fulfill services, and such partners may only use the information within the authorized scope;

• Disclose necessary information pursuant to legal and regulatory requirements, or in response to court orders or legitimate requests from government authorities;

• Disclose information within a reasonable and necessary scope to protect our legitimate rights and interests, user safety, or public interests (e.g., to deal with fraud and security incidents).

We adopt reasonable physical, electronic, and administrative measures to protect your information from unauthorized access, use, disclosure, alteration, or destruction. Specific measures include:

• Encryption: Your data may be protected by industry-standard encryption technologies during transmission and storage;

• Regular Audits: Regularly review practices for information collection, storage, and processing to prevent unauthorized access.

• Storage Location: Your data will be stored on local servers in India.

• Retention Period: We will retain your information to provide services during the active period of your ExpenseEase account; after you delete your account, we will delete your personal information within a reasonable time upon your request, except where retention is required by laws and regulations, or necessary for resolving disputes or enforcing agreements.

You have the following rights regarding your personal information:

• Right of Access: The right to access and review the personal information we have collected about you;

• Right of Correction: The right to request correction if you find the information we hold about you is inaccurate or incomplete;

• Right to Erasure: The right to request us to delete your personal information, unless retention is required by law;

• Right to Withdraw Consent: If we process your information based on your consent, you have the right to withdraw your consent at any time; withdrawing consent does not affect the legality of processing conducted based on consent prior to withdrawal.

If you need to exercise the above rights or have questions about privacy, please contact us via the contact email (contact@vaishalisecuritiesltd.com).

This Application does not provide services to children under the age of 13 (or a lower age as required by applicable laws). We will never proactively collect personal information from children; if we discover that we have inadvertently collected children's information, we will delete it immediately. If you are a child's guardian and find that the child is using this Application, please contact us for handling.

We may update this Privacy Policy from time to time to reflect changes in information practices or adapt to new legal and regulatory requirements.

If the changes are material in nature, we will notify you via in-app notifications.

If you have any questions, comments, or concerns about this Privacy Policy or our handling of your information, please contact us through the following method:

Contact Email: contact@vaishalisecuritiesltd.com